Video: Auto Insurance Coverage Options

SUNNYVALE — Savi Singh: One thing a lot of people overlook are their insurance coverage options. Like their deductible, rental, and towing. OEM parts and market endorsement is a key in newer vehicles and leased vehicles. In newer vehicles, it’s recommended to go with OEM parts for the integrity of the vehicle. In leased vehicles, it’s required to have OEM parts when the vehicle is returned back to the dealership. Also, to compare your insurance rate with the other providers, to make sure you have the correct and appropriate amount of deductible, meaning the higher the deductible will lead to higher out of pocket costs at the time of the collision. And lower out of pocket costs at the time of the collision if you have a lower deductible. Knowing your insurance coverage options will put you at ease if you are in a collision.

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